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AFFIDAVIT OF OWNERSHIP, NO MORTGAGE AND POSSESSION (DDA)

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Affidavit of Ownership, No Mortgage and Possession (DDA)
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Affidavit by the allottee or owner declaring ownership and possession of a DDA property and confirming that it is free from any mortgage, charge, or other encumbrance.

Why This Form Is Important

  • It is a sworn statement. The deponent "solemnly affirm[s] and declare[s]" each clause and signs as DEPONENT twice (after the clauses and after the verification), so every statement is a personal, signed declaration. A false sworn statement can carry legal consequences (general knowledge of Indian law, not taken from an official DDA policy document).
  • It ties the declarant to one specific property. The residence block and the property block (house/property no., floor, pocket, block, area, city, state, pin code) let the authority match the declarant's identity to the exact property the affidavit concerns.
  • It is the declarant's own assertion of ownership. Clause 1 states that the declarant is the owner of the named property, which supports the accompanying submission to DDA.
  • It is the declaration that the property is not mortgaged. Clause 2 states there is no loan or mortgage from any Government or Private institution against the property, so the authority has the owner's sworn word that no lender holds a claim on it.
  • It declares the property free of legal burdens. Clause 2 also states the property is free from encumbrances, pending court cases, misuse, legal encumbrances and family disputes, which helps the authority proceed without unresolved claims on the property.
  • It addresses unauthorized construction and encroachment. Clause 2 states there is no unauthorized construction or encroachment over any Government, Public or Private land. This is likely something the authority needs to be satisfied about (inferred from the wording; no official rules were provided).
  • It vouches for the documents submitted to DDA. Clause 2 states that all related documents submitted in DDA are genuine, which puts the declarant on record about the accuracy of the rest of the submission.
  • It confirms possession. Clause 2 states the property is under the declarant's possession till date and at the time of execution, so the authority has a sworn statement of who holds the property.
  • It records when and where the statement was verified. The verification block (day, month, year and place) fixes the date and location of the declaration and confirms the contents are true to the declarant's knowledge and belief, with nothing material concealed.